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Contractor Mortgages As a contractor it can be tough to secure a mortgage because many of the high street lenders simply don't understand your unique working status.
Pensions The umbrelladetective.com Pension Scheme - ensuring you and not the taxman benefit from your contract income. The umbrelladetective.com pension scheme offers you a great opportunity for tax planning...
Life Insurance It's not a subject that we like to think about but it is important to protect any dependents in the event of the worst happening. As a contractor you miss out on the life cover offered by a large employer so it is vital...
Income Protection As a contractor you will be enjoying the freedom that your status provides but it is important to avoid the pitfalls that come from leaving full time employment. If you are unable to work for whatever reason...  
Private Medical Insurance

Avoid NHS waiting lists and make a speedy recovery with Private Medical Insurance. As a contractor you are reliant on being able to work for your income so an unexpected illness can really set you back...

 

Critical Illness Cover umbrelladetective.com appreciate that the high stress levels that contractors sometimes work under can mean that they are more susceptible to conditions such as heart attack, stroke and cancer.